This loan is only eligible for members with smart savings account.

Features;

  • Only active member for a period of 6 months with smart savings account are eligible for this loan to a maximum of Ksh. 150,000.
  • Interest rate of 5% reducing balance.
  • A member can access a maximum of Ksh. 50,000 instantly via mobile platform.
  • Repayments period ranges between 1-6 months.
  • No security or guarantor required.
  • Repayments period ranges between 1-6 months.
  • Accessed through USSD code *720# or EPA SACCO mobile app.